TERMS & CONDITIONS — Maly Morgan Co.

Welcome to Maly Morgan Co. (“Company”, “we”, “us”, “our”).

By purchasing, enrolling, or participating in any of our digital courses, coaching programs, or affiliate opportunities, you (“Customer”, “Affiliate”, “User”) agree to the following Terms & Conditions. Please read carefully before completing your purchase.

1. DIGITAL PRODUCTS — INSTANT ACCESS + NO REFUNDS

All products and trainings are delivered digitally. Access is granted immediately upon purchase.

Because of the instant nature of delivery and access to proprietary intellectual property, all sales are final and non-refundable.

By completing your purchase, you acknowledge and agree:

You have full access to the materials instantly.

No cancellations, refunds, or chargebacks will be accepted.

Attempting to dispute a payment after accessing content is considered a breach of these Terms.

2. INTELLECTUAL PROPERTY + LIMITED LICENSE

All programs, materials, frameworks, systems, and recordings (including but not limited to Magnetic Messaging™, The Sales Code™, and The Six-Figure Trust Funnel™) are owned exclusively by Maly Morgan Co.

Customers and affiliates receive a single-user license for personal use only.

You may not:

Reproduce, resell, or repurpose the content.

Use our materials to create or sell competing programs.

Share login credentials or distribute internal materials publicly or privately.

Violation of this section may result in immediate removal from all programs without refund and potential legal action.

3. AFFILIATE PROGRAM TERMS

Commission Structure:

Standard commission: 50% per eligible sale.

Commissions are tracked and paid automatically on the 1st and 15th of each month.

Payments are issued 14 days after the originating sale to allow for transaction verification.

International Payment Plans:

Affiliates with international customers on payment plans will receive commissions only upon full payment completion (PIF) of the customer’s total plan.

Partial payments or defaults do not qualify for full commissions until the balance is complete.

Affiliate Eligibility + Conduct:

Affiliates must promote ethically and in alignment with the brand’s core values.

Misrepresentation, false earning claims, spam messaging, or misleading tactics are grounds for immediate termination and forfeiture of unpaid commissions.

Affiliates are independent contractors, not employees or partners of the Company.

4. PAYMENT + ACCESS

Payments are processed through secure third-party processors.

Customers are responsible for maintaining accurate billing and access information.

The Company is not responsible for:

Failed or delayed payments due to bank errors or transfer holds.

Lost access from incorrect email entry or expired links.

Exchange rate fluctuations for international buyers.

5. EARNINGS DISCLAIMER

Maly Morgan Co. does not guarantee financial or business results.

Any references to past or potential income are examples and not promises of future earnings. Results vary based on personal effort, market conditions, and implementation.

By participating, you agree that you are solely responsible for your success, decisions, and outcomes.

6. CONFIDENTIALITY + COMMUNITY CONDUCT

Our programs may include private coaching spaces or online communities.

You agree to:

Maintain confidentiality of all shared materials and discussions.

Refrain from defamation, harassment, or unethical competition.

Conduct yourself in a professional and respectful manner.

Violation may result in removal without refund or compensation.

7. TECHNICAL ACCESS DISCLAIMER

While the Company strives to provide uninterrupted access to digital materials, we are not responsible for temporary downtime, server errors, or access issues caused by third-party providers.

Users are responsible for ensuring device compatibility and stable internet connection.

8. TERMINATION OF ACCESS

The Company reserves the right to terminate Customer or Affiliate access immediately for:

Breach of these Terms.

Misuse of content, intellectual property, or community space.

Non-payment or fraudulent transactions.

No refunds or future commissions will be issued if access is terminated for cause.

9. DATA + PRIVACY POLICY

We collect limited personal data (name, email, payment information) for transaction and communication purposes only.

All data is encrypted, securely stored, and never sold.

By purchasing, you consent to email communications regarding your product or affiliate account.

10. GOVERNING LAW + INTERNATIONAL USE

These Terms are governed by and construed in accordance with the laws of the State of South Carolina, United States, without regard to conflict of law principles.

Users outside the U.S. agree to comply with all applicable local laws regarding digital commerce, taxation, and marketing.

11. DISPUTE RESOLUTION + ARBITRATION

Any dispute arising under these Terms shall first attempt resolution through direct written communication.

If unresolved, disputes shall be settled by binding arbitration in South Carolina, USA, under the rules of the American Arbitration Association.

Each party bears its own legal costs.

You waive any right to participate in a class action or jury trial.

12. FORCE MAJEURE

Maly Morgan Co. shall not be liable for delays or non-performance due to circumstances beyond our reasonable control, including but not limited to acts of nature, internet outages, or third-party service failures.

13. UPDATES TO TERMS

We reserve the right to update or modify these Terms at any time without prior notice. Continued access after changes constitutes acceptance of the revised Terms.

14. CONTACT

For all inquiries related to purchases, affiliate payouts, or terms, contact:

📧 [email protected]

📍 Maly Morgan Co. — South Carolina, USA

By completing your purchase or registering as an affiliate, you acknowledge that you have read, understood, and agreed to these Terms in full.

© Copyright 2025 MALY MORGAN LLC

All rights reserved.

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Terms and condition.